Frequently Asked Questions
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Stowe Farm Pediatrics accepts families with all insurance plans, and those who are medically uninsured or have health sharing plans. Stowe Farm Pediatrics does not bill your insurance for our services, which are covered by a monthly membership fee. The monthly membership fee covers essentially all of your child’s primary care needs. Insurance is still used for the costlier things like vaccines, as well as imaging and labs and prescriptions if needed. The monthly membership fee allows us to provide highly personalized care, direct access to the pediatrician, options for home visits, and more.
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Direct primary care (DPC) is a rapidly expanding and popular model of providing healthcare. Families pay a modest monthly fee, and in exchange receive comprehensive, high-quality primary care for their children. The “direct” in “direct primary care” means that instead of focusing on administrative and billing and coding and insurance requirements, we focus on the patient, and the doctor-patient relationship. We work directly for you - not for insurance companies or large health systems.
This model allows us to provide high-quality care that is convenient for families, direct access to the pediatrician day and night without having to go through call centers or triage lines, and total price transparency, without surprise co-pays or bills.
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Having high-quality, consistent pediatric care is so important, both for keeping kids healthy and for addressing any issues or illnesses that come up. There is strong evidence that when children receive comprehensive, ongoing preventative care, this leads to better, healthier outcomes later in life. As the saying goes, an ounce of prevention is worth a pound of cure.
Even for kids without chronic medical problems, things come up! A fever in the middle of the night, a rolled ankle during a soccer game, a cut on the forehead that might need stitches, a teacher expressing concern about poor focus in class, or your teenager confiding in you about suicidal thoughts. When issues arise, you will have direct access to a pediatrician who already knows you and your family well, and can spring into action to figure out the best plan for your child.
Stowe Farm Pediatrics will help you avoid unnecessary urgent care and emergency room visits, and you won’t have any co-pays for sick visits - this is usually enough to pay for the monthly membership fee and more! But most importantly, you will have the peace of mind in knowing that your family has direct access to a board-certified pediatrician who you already have an established relationship with, and who will work with you to keep your kids as healthy as possible and set them up for a healthy and happy adulthood, and address any illnesses, injuries, or concerns that come up along the way.
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Yes! I partner with a program called Vaxcare that allows me to stock all routine immunizations in the office, and Vaxcare bills families’ insurance plans directly for vaccines. I also offer self-pay options for vaccines.
For children below age 18 with Medicaid plans or without health insurance, we are not enrolled as a VFC immunization provider so are unable to offer vaccines for kids who fall into these categories unless you choose to self-pay; our families in these situations typically receive immunizations through the local health department.
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I am human and have a family, and will occasionally be out of town or on vacation. During those times, I will do my best to arrange for coverage for the practice; however, it is possible that there will be occasional short intervals when the office will be closed. During those times, I will provide suggestions for where to seek urgent care if needed, and I will always provide as much advanced notice as possible.
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Yes! If the monthly membership fee poses a financial hardship for your family, please reach out to me directly and we can discuss options. I would like my services to be available to as many interested families as possible and am willing to work with you on an alternate financial arrangement.
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Membership with Stowe Farm Pediatrics is not a replacement for health insurance. Health insurance is still strongly recommended, for a number of reasons: emergency/catastrophic coverage, hospitalization, prescription coverage, and other unexpected health needs.
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Families may cancel their membership at any time with 30 days’ notice. If you cancel your membership and wish to then reenroll, there will be a $300 re-enrollment fee (this can be reconsidered in the case of extenuating circumstances).